personal finance

Top 6 obstacles to saving money and how to overcome them

Saving money is crucial to achieving financial independence. It helps to afford the basic necessities in life, retire comfortably and handle financial difficulties. However, the savings journey is not always a smooth one. There are endless obstacles that can come your way even if you are very determined in reaching your financial goals. Some obstacles are self-created, like bad money habits, while others are unexpected emergencies we can't avoid.